All Scores
TCO

Total Cost of Ownership

What will it really cost?

TCO goes beyond sticker price to estimate what a vehicle will actually cost you over 5 years of ownership, including fuel, insurance, maintenance, and depreciation.

What We Calculate

We estimate all major ownership costs to show the true price of ownership.

Fuel Costs

25%

Based on EPA ratings, your driving patterns, and current fuel prices in your area.

Depreciation

25%

How much value the vehicle will lose over 5 years based on historical data for this model.

Insurance

20%

Estimated insurance costs based on vehicle type, safety ratings, and theft rates.

Maintenance

15%

Scheduled maintenance costs based on manufacturer recommendations and typical service intervals.

Repairs

15%

Expected repair costs based on reliability data, common issues, and warranty coverage.

How TCO Adds Up

Here's an example of how a $30,000 vehicle's true cost unfolds over 5 years.

Purchase Price
What you pay upfront
$30,000
5-Year Fuel
At 12,000 miles/year
+$8,500
5-Year Insurance
Based on your profile
+$7,200
5-Year Maintenance
Oil, tires, brakes, etc.
+$3,500
5-Year Depreciation
Value lost over time
-$12,000
5-Year TCO
True ownership cost
≈ $49,200

Know The True Cost

Stop guessing. Let TCO show you what you'll really spend.

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